Leaving the Company

You will receive COBRA paperwork in the mail from Diversified Benefit Services (DBS) regarding medical, dental, vision, FSA and EAP continuation. You must complete and return your COBRA election form to DBS and make your first month’s payment for your coverage to be reinstated.

If COBRA is not elected:

• Your coverage in EAP and FSA plans will end on your termination date.  You will have 90 days from the date of your termination to submit FSA claims for reimbursement of expenses incurred prior to your date of termination.
• Your health, dental and vision plans will end the last day of the month your employment terminates. 

If COBRA is elected and payment of premiums is made timely, your benefits will be reinstated to the date of termination of coverage.

You can reach DBS directly at 1-800-234-1229 or online at www.dbsbenefits.com if you have any questions about COBRA or do not receive the paperwork. 

Your Life Insurance, Long Term Disability, and Short-Term Disability benefits will end on your termination date.

If you have elected Critical Illness, Hospital Indemnity, or Accident Insurance coverage, your plans will also end the last day of the month your employment terminates. You are eligible to port the benefits to an individual policy within 31 days of losing coverage. Continuation information will be mailed to you by MetLife. 

You will receive information and outreach from MetLife and Barnum Financial Group to assist you with porting or converting your voluntary MetLife coverage to an individual plan if you choose to. You will have 31 days to elect to port or convert your voluntary benefits.

If you participate in our 401(k) program and are interested in a distribution or rollover, you may contact Fidelity directly with any questions.  You can reach Fidelity at 1-800-835-5095 or online at www.netbenefits.com. 

If you do not take distribution or rollover, your account may be automatically distributed to you or placed in an IRA if you do not maintain a minimum required balance.